Building Insurance

It is a requirement of the Lender that Buildings insurance is in place on any property which they have a mortgage. It is the responsibility of the person taking out the mortgage to make sure this is in place. Lenders offer their own buildings insurance however it may be more competitive to seek comparison quotes.

Contents Insurance

Although Contents insurance is not a requirement by the mortgage lenders it is strongly recommended that you have the contents of your property insured.

The contents cover all moveable objects e.g. furniture, jewellery, valuables etc within your house against loss, damage or Theft.

Policy rules vary between policy providers.

You can contact us on 01628 559566 or by email enquiries@charlcotfinancial.co.uk

Charlcot Financial is an Appointed Representative of The Mortgage Times Group Limited. The Mortgage Times Group Limited registered address is Devonshire House, 60 Goswell Road, London EC1M 7AD and is a company registered in England and Wales with Company number 4961796.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate that it will be up to 1% of the loan value. The overall cost for comparison is 7.4% APR. The actual rate available will depend upon your circumstances. Please ask for a personalised illustration.